As cottage season gradually approaches a close, it’s a great time to talk about capital gains, taxation and financial planning for homeowners who also own a cottage property. We never like to think of the worst coming to pass, but if you own a cottage, it’s a good idea to sit down for a family...

Markets at all-time highs, multiple offers on all things real estate, lumber price sticker shock… All occurring while many of us are still barred from visiting friends and family! What’s going on and can it continue? In this month’s Innova Market Insights, we discuss the on-going ‘Everything Bubble’...

The Great Rotation? It’s been an interesting few weeks on the markets with the high-flyers of 2020 taking a few steps back and the browbeaten underperformers of Covid driving the market ever higher. The following is a quick snapshot of some of the market’s winners and losers so far this year, which...

Working from home through CoViD? We’re looking ahead in this month’s IMI to help ensure you get the best deductions possible in exchange for being trapped inside for the past 11 months!!! Due to the exceptional circumstances last year, CRA has made available two different methods for claiming work-from-home...

What can be said about 2020… “The worst year ever” has been thrown around a lot, and for the marginalized, those sequestered in long-term cares, and those with young kids trapped inside the house, it certainly felt like it at times. As students of history, it was a thought-provoking year where we...

Wow! What a whirlwind these past few weeks. Although the Blue Wave did not materialize, it would appear that we are, most likely, heading to a Democrat controlled White House come 2021. Despite the contentious election, a divided house and senate, and a substantial rise in Covid cases, the markets...

“The stock market is a device to transfer money from the impatient to the patient.”— Warren Buffett In times of “peak uncertainty”, it is often tempting to run for the hills and put all your money under the mattress or, in the investment world, move to cash or bonds. In this month’s newsletter we...

“In the short run, the market is a voting machine, but in the long run, it is a weighing machine.”  - Benjamin Graham When the big ball dropped announcing the New Year, the general consensus for the S&P500, the U.S.’ largest stock market, was that while valuations were a little high...

 “The time to buy is when there is blood in the street.  Even your own.”  - John D. Rockefeller  Understandably, the past few months have been a time of great uncertainty and anxiety for all investors.  Retirees and even those with decades of investing ahead of them...

  I recently came across the following on social media… “One of the worst days so far for Coronavirus was the 10th of February.  On that day, 108 persons in China died of Coronavirus. But every single day, around the rest of the world, an average of: 26,283 people die of Cancer 46,575...